Auto Finance Delinquencies Edge Higher as Loan Terms Extend Past 72 Months

Auto finance delinquencies are edging higher in early 2026 as loan terms increasingly extend beyond 72 months, raising concerns about long term repayment stability. While overall credit performance remains manageable, signs of stress are emerging in specific borrower segments. Industry data from firms such as Experian shows a gradual uptick in 30 day and 60 […]