Subprime Auto Lending Tightens Further in Select U.S. Regions
Subprime auto lending conditions are tightening across select regions of the United States in early 2026, reflecting cautious underwriting practices and heightened credit risk sensitivity among lenders. Financial institutions appear increasingly selective as macroeconomic uncertainty and elevated interest rates influence portfolio performance. Captive finance arms and independent lenders are adjusting approval thresholds, particularly in markets […]